Who We Are

Our proprietary courses are designed to address the financial issues that are at the forefront of Baby-Boomers minds. Amongst other things, our courses will teach you the importance of an effective and tax efficient integration of your various retirement income sources, how to leverage Social Security to minimize the erosive effects longevity, inflation and taxes have on your retirement capital, the keys to avoiding the excessive surcharges found throughout the Medicare system and the common planning missteps that prevent the majority of Americans from achieving their retirement savings goals. These courses provide students with the fundamental financial planning knowledge they need to make smart decisions about their financial future.

A 2012 SEC “Financial Literacy Study” mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act concluded, overwhelmingly, that American investors lack essential knowledge of the most rudimentary financial concepts. The study went on to say, inadequate investor literacy may have serious implications for the ability of broad segments of the population to retire comfortably. They found this to be particularly troubling given we are in an age dominated by defined-contribution retirement plans such as 401-k’s. As a result, the study concluded greater investor education was essential. AAFL is committed to the mission of improving the financial literacy of all Americans who are approaching retirement.